Gayle Mitchell

We make shopping for Insurance Plans Simple

Hello, I am Gayle Mitchell, Founder of Life Planning Insurance.  Thank you for taking the time to visit our web site. 

Life Planning Insurance was designed to help seniors protect their money from the high costs of medical coverage, inflation, and the possibility of outliving their retirement money.

As health care costs continue to increase and your medical needs change over the course of your life, so will your insurance needs.  With over 10 years of experience, we can explain and simplify how the different types of Medicare plans work, or help you choose the right Individual/Family Health Insurance plan if you are not yet eligible for Medicare.   

To help protect you from the high costs of Long-Term Care services which you may potentially need later in life (or sometimes earlier) to cover severe or disabling Chronic health needs, and which are not covered under Medicare, we can help you choose a Long-Term Care (LTC) Insurance plan, OR a Hybrid Long-Term Care plan (Hybrid LTC Life or Hybrid LTC Annuity). 

Additionally, we can help safeguard your retirement money by providing safety to your principal and earnings with a Fixed Annuity or a Fixed Indexed Annuity, and we can provide you with Life Insurance options, whether it is to provide for your loved one’s upon your passing or to simply cover Final Expenses.

Committed to you…

Specializing in Medicare, we represent the majority of the different types of Medicare plans in California, and we know and stay updated on the individual insurance company’s local networks of doctors for each of their Medicare Advantage Plans.

We can help you choose and enroll in a plan that best fits your needs and budget, and we will be there to help you in the future. 

Insurance Products To Meet Your Needs

Health Insurance: When you’re looking for health insurance, it’s a good idea to take a look at all the angles. You want coverage that works with your lifestyle, helps you get the best care possible and fits with your financial picture.

Medicare Plans: Choose different ways to get the services covered by Medicare. You can participate in a Medicare Supplement or Medicare Advantage as well as Medicare Prescription Coverage Part D.

Life Insurance: The first step in establishing your financial security is to confront the biggest threats to it. Life insurance helps your life’s moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones.

Long-Term Care: It might be hard to imagine now, but chances are you’ll need some help taking care of yourself later in life. The big question is: How will you pay for it?Many people do not know about or understand all the long term care options that are available. Let us show you your options.

We work for ONE person...You!
Our goal is to provide insurance products that protect your finances, your families and your businesses. Whether that event is the death of the policy holder, a medical issue, or claim impacting your otherwise normal routine that requires professional assistance. Products that are in your budget.
HOW ARE WE DIFFERENT

WHAT WE BELIEVE

WHO WE ARE

Our Agency is composed of insurance professionals who offer high quality insurance products and retirement planning services to meet your goals and budget.

OUR COMMITMENT

As your insurance advisor, we help you make smart decisions—protecting you from the unexpected and planning for the predictable.

WE HAVE MISSION

Your family, your business and your possessions are all important to you, but you may not know how to best protect them.

BE INVOLVED

We believe our clients’ financial security & quality of life deserve the utmost dedication, expert advice & personal attention from a trusted partner.